Daily Money: Richest Americans pay less in taxes; cryptocurrency investing; Ford Maverick

Good morning, Daily Money friends, it's Nathan wishing a happy Wednesday and hoping that, unlike President Biden's press pool, your next flight isn't disrupted by cicadas.

🐍Snakes. Why did it have to be snakes? "Raiders of the Lost Ark" came out 40 years ago.

On to our ... 

💡 INSIGHT OF THE DAY: The richest 25 Americans, including the likes of Jeff Bezos, Elon Musk and Mark Zuckerberg, paid an average of 15.8% of their adjusted gross income in taxes. That's less than many ordinary workers do, ProPublica found in a widely cited report.

📰 And here are more stories you won't want to miss:

1. Is buying cryptocurrency investing or gambling? Here's how to tell the difference. 

2. Overdraft fees hit low-income fees the hardest. After Ally Bank recently discontinued the practice, will other banks follow suit?

3. Yesterday we told you about the brand-new Ford Maverick. Now we've got details on the compact pickup's nameplate history.

4. For LGBTQ employees of color, sexual orientation is the biggest source of discrimination in the workplace.

5. Low on savings funds? Here's what you can do to boost your retirement income. 

6. Can you answer these questions? Here are four must-knows before claiming Social Security benefits. 

7. Could the days of major retailers opening their doors on Thanksgiving be over? Walmart and Target will be closed on the holiday again this year.

That just means time for more turkey ... and family ... and turkey.

--@NathanBomey