The Daily Money: Average new-vehicle costs near $10,000; how to save on cable, streaming bills

Good morning, it's Nathan wishing you a happy Thursday!

🦆 Need to smile this morning? Check out the giant rubber duckie emblazoned with the word "joy" that mysteriously showed up in a Maine harbor.

Before I typed that sentence, I could've sworn it was spelled "ducky." Not so, says Sesame Street. And I learned everything I know about letters from Sesame Street, so I'll take Ernie's word for it.

💰 The Daily Money is Paste BN's Monday-through-Friday-morning roundup of all things personal finance, business and tech. If this email was forwarded to you or if you found it online, you can subscribe for free here!

On to our ... 

💡 INSIGHT OF THE DAY: The average monthly new-vehicle payment is well over $600. But when you add maintenance, insurance and fuel costs, the average new-car buyer is paying nearly $10,000 a year for their vehicle, according to a new AAA study reported by our Keira Wingate.

⌚ WHAT TO WATCH FOR: Looking for new tires? Our Michelle Shen will have a story later today at USATODAY.com/Money on Consumer Reports' picks for the best tires out there.

📰 And here are more stories you won't want to miss:

1. Resist the urge to leverage your emergency fund for anything other than an emergency. Here's why you should never invest, loan or casually tap into it.

2. Looking to save on your cable, internet or streaming bills? Here are eight proven ways to cut your costs.

3. A new budget airline is expanding to the East Coast. Avelo Airlines is adding Florida flights.

4. Looking to get better at video games? You can apparently hire a coach. Our Brett Molina tried it out.

5. Goodbye FastPass and MaxPass, hello Disney Genie. Disney parks is overhauling its ride reservations.

🎢 I've still never been to Disney World. I'd like to go, but those lines do sound intimidating.

--@NathanBomey