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The Daily Money: What's next for interest rates?


Good morning! It’s Daniel de Visé with your Daily Money, sleepy post-election edition.

No election news today: The Paste BN home page is filled with it, and it is strong coverage. Frankly, we don't know how they found the time to write all of it.

In other news: After slashing its key interest rate by a hefty half percentage point in September, the Federal Reserve is expected to lower rates by a more measured quarter point Thursday, followed by several more cuts next year, as inflation continues to ease.

If the Fed veers from that steady pace, it likely would be to reduce rates less sharply to ensure that inflation keeps falling, Paul Davidson reports. Here's what to expect.

Revisiting the 4% rule

You’ve diligently saved for retirement, but how are you going to spend the money?

The standard rule-of-thumb is the so-called 4% rule, a retirement withdrawal strategy that suggests retirees can safely withdraw the amount equal to 4% of their savings in the year they retire, and then adjust for inflation each subsequent year for 30 years.

But is it still a good rule?

Why do doctors earn $350,000 a year?

Question: What are America’s 20 highest-paid jobs? 

Answer: Doctor. 

It’s pretty much true: Of the 20 U.S. occupations with the highest average pay, according to the Bureau of Labor Statistics, 16 are some kind of doctor. 

Doctors earn more than any other broad category of worker, according to federal data: More than engineers. More than computer scientists. More, even, than lawyers.  

Why do doctors earn so much? Some economists decided to find out.

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About The Daily Money

Each weekday, The Daily Money delivers the best consumer and financial news from Paste BN, breaking down complex events, providing the TLDR version, and explaining how everything from Fed rate changes to bankruptcies impacts you.

Daniel de Visé covers personal finance for USA Today.