How to pack a personal item vs. carry‑on bag for 2026 trips ✈️
Not sure what belongs in your personal item vs. carry‑on? Here’s how to pack each bag the right way, avoid overpacking and breeze through TSA.

Kyley Warren- A personal item is a smaller bag that fits under the seat in front of you, while a carry-on is larger and stored in the overhead bin.
- Pack in-flight essentials like chargers, snacks, and medications in your personal item for easy access.
- Your carry-on bag should hold items you won't need during the flight, such as clothes, shoes, and toiletries.
When you're preparing for a trip, knowing how to pack your luggage the right way is truly essential. Oftentimes, travelers overthink their packing habits. They either overpack and end up having to check an overweight suitcase, or they under-pack because they’re not sure what items are actually allowed on a flight.
In my experience, the key to becoming a master packer (and seriously upgrading the quality of your travels) lies in knowing the difference between your personal item (aka the bag you can access during the flight) and your carry‑on (which gets stored overhead). Most major airlines allow travelers to board with both—assuming they meet certain size or weight requirements—but understanding when to opt for these travel bags and what exactly to pack in each is a whole different ballgame.
With the right packing tips, you can streamline your suitcase, avoid extra fees and make traveling a whole lot easier. Here, I've highlighted the differences between a personal item vs. a carry-on bag and included my top product recommendations for what to pack in your personal item vs. carry-on.
- What counts as a personal item vs. a carry‑on?
- What to pack in your personal item (under your seat)
- What to pack in your carry-on bag (overhead bag)
What counts as a personal item vs. a carry‑on?
So, what are the key differences between a personal item bag and a carry-on bag? And how do you know which one to opt for when traveling? Use the below cheat sheet to help you differentiate between these two types of travel bags:
- Personal Item = Known as the under‑seat bag, this travel accessory is what will stay closest to you in-flight; it gets tucked beneath the seat in front of you, and can includes travel bag silhouettes like a backpack, tote bag or small duffel bag.



- Carry‑on = Known as the overhead bin bag, this travel accessory allows for more space than a personal item bag, but requires you store it in an overhead bin throughout the flight. The most common carry-on bags are roller suitcase, larger duffel bags and travel backpacks.



What to pack in your personal item (under your seat)
When it comes to packing your personal item, this is the bag you'll want your most necessary travel essentials in or any products you'd like to keep handy during your flight—think chargers and tech, neck pillows and ear plugs, snacks and more.
In-flight comfort essentials to pack in your personal item




In-flight tech essentials to pack in your personal item



What to pack in your carry-on bag (overhead bag)
Your carry-on bag will mostly hold travel essentials that you won't mind being out of reach during a flight. I suggest packing clothes, shoes, toiletries and makeup in your carry-on. Because this is where you can pack the bulk of your travel gear, it is helpful to utilize toiletry bags and even packing cubes for your carry-on.
Carry-on bag travel essentials


What is the difference between a personal item and a carry‑on?
A personal item fits under the seat during a flight, while a carry‑on is typically a bit larger and designed to go in the overhead bin. What constitutes a personal item vs. a carry-on varies; a standard carry-on size is 22" x 14" x 9", and can range from a carry-on suitcase to a duffel bag. Alternatively, personal items are smaller, with the most popular personal items being a backpack, tote bag or under-seat luggage.
Should I put my medications in a carry‑on or personal item?
When it comes to packing your carry-on or personal item bag, you always want to make sure your most essential products are in your personal item, as they'll be more accessible during the flight; plus, on certain occasions, full flights might require passengers to check their carry-on luggage at the gate.
Can my personal item be a backpack?
Yes—many travelers prefer backpacks because they maximize space.
What happens if overhead bins are full?
Full flights often indicate that overhead bin space may be more limited; in these circumstances, passengers may be asked to have their carry-on gate‑checked, which is why it's so important to keep in-flight essentials in your personal item.
Paste BN Shopping will be covering all the best deals and drops, so be sure to sign up for text alerts, check us out on Flipboard, follow us on TikTok, sign up for our newsletter and follow us on Instagram to stay updated!
Our team of savvy editors independently handpicks all recommendations. If you purchase through our links, the Paste BN Network may earn a commission. Prices were accurate at the time of publication but may change.